Life Insurance Company(LIC) is the biggest life insurance company in India. LIC AAO is an exam conducted by the Life Insurance Corporation of India. Every year LIC recruits the Assistant Administrative Officer (AAO) (AAO Generalist, AAO IT, AAO Chartered Accountant, AAO Actuarial, AAO Rajbhasha) through the LIC AAO exam.
To be announced
|
Post |
Education qualification |
|
LIC AAO (Generalists) |
The candidate must have a Bachelor’s degree from any recognized university. |
|
LIC AAO (IT) |
The candidate must be a graduate in engineering (Computer Science, IT or Electronics) or have completed his MCA or MSc (Computer Science) from a recognized university. |
|
LIC AAO (Chartered Accountant) |
The candidate must hold a Bachelor’s degree from a recognized university. He should also have passed the final exam of the Institute of Chartered Accountants of India and be an Associate Member of the same. |
|
LIC AAO (Actuarial) |
The candidate must hold a Bachelor’s degree in any discipline from a recognized university. He should also have passed Paper CT1 and CT5 plus 4 or more other papers of the exam conducted by the Institute of Actuaries of India/Institute and Faculty of Actuaries, UK. |
|
LIC AAO (Rajbhasha) |
Post Graduate Master’s Degree in Hindi/Hindi translation with English as one of the subjects at Bachelor’s Degree level or Post Graduate Master’s Degree in English with Hindi as one of the subjects at Bachelor’s degree level or Post Graduate Master’s Degree in Sanskrit with English and Hindi as subjects at Bachelor’s degree level. |
Minimum: 21 years
Maximum: 30 years
|
S.No |
Category |
Age Relaxation up to |
|
1. |
SC/ST |
5 Years |
|
2. |
OBC |
3 Years |
|
3. |
PWD (Gen) |
10 Years |
|
4. |
PWD (SC/ST) |
15 Years |
|
5. |
PWD (OBC) |
13 Years |
|
6. |
ECO/SSCO (GEN) |
5 Years |
|
7. |
ECO/SSCO (SC/ST) |
10 Years |
|
8. |
ECO/SSCO (OBC) |
8 Years |
|
9. |
Confirmed LIC employees |
Further Relaxation of 5 Years |
The LIC AAO Recruitment process involves three stages. These are as under:
The LIC AAO Prelims has three sections, each consisting of objective questions of Multiple Choice Type. The exam will be conducted in the online mode. The three sections, number of questions in each section, marking scheme, and time duration of LIC AAO Prelims are tabulated below:
|
Subject |
No of Questions |
Maximum Marks |
Duration |
|
Reasoning Ability |
35 |
35 |
20 Mins |
|
Quantitative Ability |
35 |
35 |
20 Mins |
|
English Language |
30 |
30** |
20 Mins |
|
Total |
100 |
70 |
60 Mins |
|
Sections |
Qualifying Marks For SC/ST Candidates |
Qualifying Marks For Others |
|
Reasoning Ability |
16 |
18 |
|
Quantitative Aptitude |
16 |
18 |
|
English Language |
9 |
10 |
Note: Candidates twenty times the number of vacancies available for each category will be shortlisted to appear for the LIC AAO Main exam.
LIC AAO Mains exam pattern is different for the different posts of AAO (Generalist/IT/Chartered Accountant/Actuarial/Rajbhasha). For all these posts, the Main exam has both objective and descriptive sections and both are conducted in the online mode.
The duration of the Objective Test is 2 hours. There will be 4 sections. The total marks will be 300.
|
Section |
Questions |
Marks |
Minimum Qualifying Marks |
Time |
|
|
|
|
|
SC/ST |
Others |
|
|
Reasoning Ability |
30 |
90 |
40 |
45 |
40 min |
|
GK and Current Affairs |
30 |
60 |
27 |
30 |
20 min |
|
Data Analysis and Interpretation |
30 |
90 |
40 |
45 |
40 min |
|
Insurance and Financial Market Awareness |
30 |
60 |
27 |
30 |
20 min |
|
Total |
120 |
300 |
134 |
150 |
2 Hours |
|
English Language - Letter writing and Essay writing |
2 |
25 |
30 min |
||
The duration of the Objective Test is 2 hours. There will be 4 sections. The total marks will be 300.
|
Section |
Questions |
Marks |
Minimum Qualifying Marks |
Time |
|
|
|
|
|
SC/ST |
Others |
|
|
Reasoning Ability |
30 |
90 |
40 |
45 |
40 min |
|
GK and Current Affairs |
30 |
60 |
27 |
30 |
20 min |
|
Professional Knowledge |
30 |
90 |
40 |
45 |
40 min |
|
Insurance and Financial Market Awareness |
30 |
60 |
27 |
30 |
20 min |
|
Total |
120 |
300 |
134 |
150 |
2 Hours |
|
English Language - Letter writing and Essay writing |
2 |
25 |
30 min |
||
The duration of the Objective Test is 2 hours. There will be 4 sections. The total marks will be 300.
|
Section |
Questions |
Marks |
Minimum Qualifying Marks |
Time |
|
|
|
|
|
SC/ST |
Others |
|
|
Reasoning Ability |
30 |
90 |
40 |
45 |
40 min |
|
GK and Current Affairs |
30 |
60 |
27 |
30 |
20 min |
|
Professional Knowledge |
30 |
90 |
40 |
45 |
40 min |
|
Insurance and Financial Market Awareness |
30 |
60 |
27 |
30 |
20 min |
|
Total |
120 |
300 |
134 |
150 |
2 Hours |
|
Knowledge of Language - Descriptive |
2 |
25 |
30 min |
||
Note:
The minimum qualifying marks for each section of the LIC AAO Main exam are tabulated below:
|
Sections |
Qualifying Marks For SC/ST Candidates |
Qualifying Marks For Others |
|
Reasoning Ability |
40 |
45 |
|
General Knowledge & Current Affairs |
27 |
30 |
|
Data Analysis & Interpretation/Professional Knowledge |
40 |
45 |
|
Insurance & Financial Market Awareness |
27 |
30 |
|
English Language (Letter Writing & Essay)/Knowledge of Language |
9 |
10 |
Candidates will have to secure the minimum qualifying marks in each of the sections (LIC AAO sectional cutoff) as well as the overall minimum qualifying marks (LIC AAO overall cutoff) in order to appear for the next round, that is the Personal Interview round. It is also important to note that the descriptive paper will be evaluated only if the candidate clears the objective test.
Final selection will be made based on merit that is, based on the marks secured by the candidates in the Main Exam and Personal Interview. The number of candidates to be called for interview will be about three times the number of vacancies.
In the case of two or more candidates securing the same aggregate marks, the candidate with the higher educational qualification will be given preference. If the tie still persists, the candidate older in age will be given preference.
Selected candidates will first have to undergo a Pre-Recruitment Medical Examination as well as Document Verification. If they are found medically fit and their documents are found in order, they will be appointed as Assistant Administrative Officers (AAOs).
|
LIC AAO Syllabus For Reasoning Ability |
LIC AAO Syllabus For Quantitative Aptitude |
LIC AAO Syllabus For the English Language |
LIC AAO Syllabus For General Knowledge & Current Affairs |
|
1. Syllogism |
1. Number System |
1. Antonyms and Synonyms |
1. History of India |
|
2. Mathematical Reasoning |
2. Simplification |
2. Parts of Speech |
2. Indian Economics |
|
3. Puzzles |
3. Simple and Compound Interest |
3. Active and Passive Voice |
3. Geography |
|
4. Linear and Circular Sitting Arrangements |
4. Profit and Loss |
4. Direct and Indirect Speech |
4. Indian Constitution |
|
5. Distance and Direction |
5. Time and Distance |
5. Phrases and Idioms |
5. Important Days |
|
6. Coding-Decoding |
6. Boats and Streams |
6. Singular-Plural |
6. Books and Authors |
|
7. Statements and Conclusions |
7. Cistern and Pipe |
7. Subject-Verb Agreement |
7. Countries, Capitals, and Currencies |
|
8. Statements and Arguments |
8. Percentage |
8. Fill in the Blanks |
8. Awards, Honors and Recognition |
|
9. Alphabet Series |
9. Average |
9. Para Jumbles |
9. Science and Technology |
|
10. Blood Relations |
10. Ratio and Proportions |
10. Spotting Errors |
10. Inventions and Discoveries |
|
11. Number Series |
11. Mixture and Allegation |
11. Sentence Improvement |
11. Financial Institutions – National and International |
|
12. Clocks and Calendars |
12. Time, Distance, Work |
12. Error Corrections |
12. National and International Organizations |
|
13. Mirror Images |
13. Mensuration |
13. Passage Completion |
13. Current Affairs – National and International |
|
14. Decision Making |
14. Problems on Ages |
14. Cloze Tests |
14. Indian Politics |
|
15. Data Interpretation |
15. Data Interpretation |
15. Comprehension Reading |
15. Finance, Budget, and Five Year Plans, etc. |
Note: It is to be noted that the marks of the English Language Test will not be considered to calculate the overall score of the candidates. It is just qualifying in nature and candidates have to clear the cut off marks of this section.
The candidates’ ability to analyze and interpret data and solve questions by applying their knowledge of elementary mathematics is tested in this section.
Data is usually given in the form of pie charts, bar graphs, line graphs, etc.
The LIC AAO Professional Knowledge syllabus varies from post to post. That is, it will be different for candidates applying for IT, Chartered Accountant, Actuarial, and Rajbhasha posts. Students need to be up-to-date with the latest policies, development projects, news, and events of the country. In this section, participants have to solve questions based upon business, finance, Indian economy, insurance policies & laws, etc. The syllabus will be the same as the syllabus of the qualifying course for the particular post.
There is no specific syllabus for this section. Candidates need to be aware of the latest policies, development, news, and events related to insurance and the financial market. Regular reading of newspapers and magazines, especially, the business, finance, and economy pages is a must to prepare for this section. Knowledge of the history of banking, insurance, and other financial institutes, various laws and policies related to them, etc. is also required.
The Descriptive Test will include two questions – Letter Writing and Essay.
Now that you know everything about the important topics under the LIC AAO syllabus, you must plan your preparation accordingly. You must master all these topics and solve as many LIC AAO practice questions as possible. Keep in mind that as you practice, you need to improve your speed and accuracy as well.
|
LIC AAO Salary 2020 |
||
|
Payscale |
32795 – 1610 (14) – 55335 – 1745 (4) – 62315 |
Basic pay- Rs.32795/- After Increment- Rs 62,315/- |
|
Allowances |
|
40% of the basic pay |
|
7%-9%(Location dependent) |
|
|
0% – 4% of the basic pay (Location dependent) |
|
The other benefits along with the LIC AAO Salary are given below:
The career growth that happens after the LIC AAO post are given in the order below:
